Loans, explained simply
Discover the right loan for you
Compare government schemes and everyday borrowing options in plain language — understand eligibility and terms before you apply anywhere.
Mudra Loan
Collateral-free loans up to a set limit for small and micro business enterprises.
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Kisan Credit Card
Short-term credit for farmers to cover crop production and allied agricultural needs.
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MSME Loan
Financing designed for micro, small and medium enterprises to grow their business.
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National Small Industries Corporation (NSIC)
Government support scheme helping small industries with financing and raw materials.
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Credit-Linked Capital Subsidy Scheme (CLCSS)
Capital subsidy to help small businesses upgrade to modern technology.
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SIDBI
The apex financial institution dedicated to funding small industries across India.
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PMEGP
Credit-linked subsidy for setting up new micro-enterprises and generating self-employment.
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Stand Up India Scheme
Bank loans for SC/ST and women entrepreneurs to set up new greenfield enterprises.
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Personal Loan
Unsecured credit for personal needs — no collateral, based on income and credit score.
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Home Loan / Mortgage Loan
Long-term financing to buy, build or renovate a home, secured against the property.
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Car Loan / Auto Loan
Financing to purchase a new or used vehicle, repaid over a fixed tenure.
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Education Loan / Study Loan
Funding for higher education, covering tuition, living costs and related expenses.
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Business Loan / Commercial Loan
Capital for business expansion, working capital, or equipment purchase.
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Loan Against Property
Borrow funds by pledging your residential or commercial property as collateral.
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Gold Loan
Quick, secured borrowing against your gold jewellery or coins, at competitive rates.
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Micro Finance Loan
Small-ticket loans for low-income individuals and groups who lack formal bank access.
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Agricultural Loan
Credit for farmers to fund seeds, equipment, irrigation and other farming needs.
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Machinery Loan
Financing to purchase new or upgraded machinery and equipment for your business.
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Working Capital Loan
Short-term funding to cover a business's day-to-day operating expenses.
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Credit Card Loan / Credit Card Debt
Borrowing through your credit card's limit, or restructuring what you already owe.
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Payday Loan
A small, short-term loan meant to be repaid on your next payday — high cost, use with caution.
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