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Motor Insurance · 3 Vehicle Categories

Motor Insurance

Understand the different types of motor insurance for cars, two-wheelers and commercial vehicles — and choose the protection suitable for your vehicle.

Vehicle Protection
Accident Cover
Third-Party Cover
◆Car Insurance◆Two Wheeler Insurance◆Commercial Vehicle Insurance◆Third-Party Cover◆Own Damage◆Comprehensive Cover◆Cashless Repairs◆No Claim Bonus◆Car Insurance◆Two Wheeler Insurance◆Commercial Vehicle Insurance◆Third-Party Cover◆Own Damage◆Comprehensive Cover◆Cashless Repairs◆No Claim Bonus

Understand Your Cover

Common Types of Motor Insurance Cover

Third-Party Insurance

Provides protection against eligible legal liabilities arising from injury, death or property damage caused to a third party, subject to applicable law and policy terms.

Own Damage Cover

Covers eligible loss or damage to the insured vehicle arising from specified events, according to the policy's terms, exclusions and conditions.

Comprehensive Insurance

Generally combines own-damage protection with third-party liability coverage, subject to the specific policy selected.

Quick Comparison

Which Motor Insurance Is For You?

InsuranceSuitable ForPersonal UseBusiness Use
Car InsurancePrivate cars✓—
Two WheelerBikes & scooters✓—
Commercial VehicleCommercial vehicles—✓
Simplified for educational purposes. Actual coverage, eligibility and policy terms vary by insurer.

Need Help?

Not sure which motor insurance cover is right for you?

Talk to a Wealth Doctor, free — no policy will be sold to you on the call.

Call now →